How do I pay into my Smart Saver?

Updated 4 months ago

If you head to the Zopa app, open your Smart Saver and hit the ‘add money’ button you’ll be given two different options for paying in:

1. Instant bank transfer

This is a fast, simple and secure way to top up your Smart Saver directly from your current account banking app.

We use our partner TrueLayer to connect to your linked bank account to make the transfer.

Heads up, you’ll only be able to use the instant bank transfer feature if your verified account is from a bank that offers open banking.

2. Manual bank transfer

Your Zopa savings account comes with a sort code and unique account number, which you’ll be shown if you select this option.

Before paying into your Zopa savings account using these details, make sure the bank account you’d like to pay in with has been verified by us. Once this is confirmed, here’s what you need to do:

Head to your verified bank account to set up a new payee using your Zopa savings account details. If your bank says it can’t verify the details, it’s likely due to a new security check called Confirmation of Payee. Read more about why other banks might not recognise Zopa.

Also, please be aware, we can only accept Faster Payments – BACS or CHAPS won’t currently reach us.

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