If you’re not sure what option is best for you or need more time review your finances, we could place your account on a short hold.

During your hold, we won’t contact you asking for payment, giving you the space you may need to seek debt advice or use this budgeting tool to see what’s affordable for you.

Important things to note:

  • We’ll need to report any missed payments during your hold to credit reference agencies

  • The hold will be applied to all the Zopa credit products you have

Call us

020 3770 5960

Our helpful agents are on hand to support you.

We're here Monday to Friday 8am-8pm

Free impartial financial advice is on hand

We’re not able to provide debt advice, but there are others who can. Organisations, such as PayPlan, give free, impartial and confidential advice and contacting them won’t impact your credit score.


0800 280 2816

Monday to Friday 8am-8pm or Saturday 9am-3pm.

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