We offer personal loans from £1,000 to £35,000 over 1 to 7 years.

Here are some of the most popular ways our customers use a Zopa loan:

  • Buy a car

  • Pay off credit cards

  • Consolidate a more expensive loan

  • Make home improvements

  • Spread the cost of a wedding

  • And much more

We'll ask you what you plan to use the loan for when you apply. If you don't see your loan purpose listed, please choose 'other'.

What can't I use a Zopa loan for?

There are some types of loan we don't offer at the moment.

These include: business loans for companies (other than sole-traders), mortgages, loans for bad credit, joint applications, guarantor loans, bridging finance.

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