What can I use a Zopa loan for?

We offer personal loans from £1,000 to £25,000 over 1 to 5 years.

Here are some of the most popular ways our customers use a Zopa loan:

• Buy a car
• Pay off credit cards
• Consolidate a more expensive loan
• Make home improvements
• Spread the cost of a wedding
• And much more

We'll ask you what you plan to use the loan for when you apply. If you don't see your loan purpose listed, please choose 'other'.

What can't I use a Zopa loan for?

There are some types of loan we don't offer at the moment.

These include: business loans for companies (other than sole-traders), mortgages, loans for bad credit, joint applications, guarantor loans, bridging finance.