Do I need a minimum pay-in or balance for my Biscuit bank account?

There’s no minimum amount you need to pay into your Biscuit bank account each month, no minimum balance to keep and no monthly account fee. You also don’t need to make a certain number of card payments or transfers to keep your account open.

Any money you hold in your Biscuit bank account will earn interest — either 1% AER* (1% gross**) variable, or 2.75% AER* (2.72% gross**) variable if you choose Extra Balance Interest as your benefit.

Some Biscuit benefits have their own eligibility requirements. Check the relevant benefit FAQ for more details.