You can pay more towards your hire purchase (HP) car finance, at any time.

The easiest way to pay more is by using the Zopa app. Select your car finance, then ‘Make an extra payment’ and follow the steps. We’ll take the money through your usual Direct Debit.

Things to keep in mind

  • Paying more will reduce your car finance amount, the amount of interest you pay and the cost of your monthly repayments.

  • Your car finance term will stay the same.

  • You’ll need to pay at least £10.

  • If one of your regular repayments is going through, you’ll need to wait a few days until that’s cleared before making an extra repayment.

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