credit scores

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Know Your Borrowing Power: Credit scores explained

If you were to lend someone a significant amount of money, you’d want a rough idea of how likely they were to repay you, right…

4 min • 17 Oct 2019

Zopa and credit scores

We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the…

2 min • 11 Jul 2016

The Zopa soft search and your credit file

If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain…

2 min • 21 Jun 2016

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