Shape the future of finance

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14 years ago, we created the first ever peer-to-peer lending company. Since then we've helped hundreds of thousands of customers to take the stress out of money by building a company on honesty, transparency and trust.

Our founders saw an opportunity to create a better financial services experience, making things fairer for people seeking loans and offering a higher reward for those looking to invest.

We are so passionate about doing the right thing for customers that we co-founded the Peer to Peer Finance Association (P2PFA) and lobbied hard for more regulation across the peer-to-peer (which we got in YEAR). In 2017, we became the first major peer-to-peer lender to offer an Innovative Finance ISA (IFISA) in response to customer demand.

We weathered a recession, learnt from it, built up a reputation for consistency and prudence in a world of uncertainty following the crash. We learned from our past and use it to plan our future.

Since 2005 we've lent out over £5 billion to almost half a million borrowers and generated £250 million interest for our investors. We've also helped hundreds of thousands of customers take the stress out of managing their money by building our business on honesty, transparency and trust. It works so well that we wanted to give our customers access to other great products and tools to help them manage their money. That's why, in December 2018, we launched a bank, but a new kind of bank, one where we're driven by what our customers need. Our peer-to-peer model remains at the heart of our business, having our banking licence simply allows us to give even more people a better experience with their finances.

How we do it

With almost 400 people, our team is organised into multi-functional product focused teams, working within an autonomous tribe and squad system, each with responsibility for an important part of the Zopa mission. Every three months, we come together to share goals, so that every member of our team has visibility over the work happening across the company.

You can find us down by the river at our London Bridge HQ and we've also recently opened an office in Barcelona. Our offices are informal spaces full of break out spaces for collaborative working, and of course the obligatory office bean bags which no one can ever get up from with dignity.

We hold weekly transparent and informative company meetings on Friday's with drinks thrown in. There are yoga weekly classes, we have very well-used ping pong and football tables in our games room. We encourage everyone to take two paid days every year to volunteer for a good cause of their choice.

We provide free tea and coffee throughout the day, and breakfast each morning, because we believe it's the little things that can really make a difference to your day.