About Zopa

Zopa is the UK's leading peer-to-peer lending service. We reward people who are good with their money by providing low rate loans and high interest returns.

Since Zopa was founded in 2005 we've helped people lend more than £605 million in peer-to-peer loans. We've also been voted 'Most Trusted Personal Loan Provider' in the Moneywise Customer Awards for the past 5 years in a row.

More than 52,000 people are lending between £10 and £1 million to credit worthy borrowers.

Zopa is a founding member of the industry group the P2PFA. We sought and won regulation for the industry. We're authorised and regulated by the Financial Conduct Authority (firm registration number 563134).

Find out more about

Zopa loans or Peer-to-peer lending

Key facts

  • Launched in the UK in 2005 - we're in our 10th year!
  • 48 staff in our London Office
  • Zopa has lent over £605 million to UK consumers
  • Over the last year we lent over £240 million
  • Over £34m in interest earned by lenders since Zopa launched
  • Over 52,000 active lenders
  • Total number of borrowers - 80,000+
  • Average loan size - £7,500
  • Average amount lent - £5,000
  • Average return to lenders is 5.0%
  • Historical bad debt - 0.18% since 2010
  • Top three loan reasons: Car; Paying off credit cards; Home improvements
  • Safeguard fund total - over £5,226,886 and growing daily

The Zopa team

Zopa is run by a a small yet brilliant team who draw experience from a range of industries. We're backed by the firms who also invested in companies such as eBay, Betfair and Lovefilm.

Find out more about working at Zopa

Press office

Zopa is regularly featured in the news and press relating to peer-to-peer lending and finance.

Read recent press coverage and news stories

Case studies

Download customer stories from a wide variety of sensible borrowers and lenders.

Member stories (530kb)

If you would like to interview or feature a Zopa customer as a case study, please get in touch.

Press office contact details

All enquiries from the media should be directed to: Hannah Warmington, Brands2Life, on +44 (0)207 592 1200 or by email to zopa@brands2life.com

Press releases


Got a question

Call us: 020 7580 6060
Email: contactus@zopa.com

Please note: Calls may be monitored or recorded.