Home improvement loans

Did you know that 39% of Britons plan to make home improvements in the next 12 months?

From new kitchen fittings to replacing old boilers, Zopa can help with your home renovation costs.

Since 2005 Zopa has helped more than 14,000 homeowners fix up their homes. Our home improvement loans arranged to date total over £68 million.

I want to get a loan for £

Term APR Monthly cost
5.9% £859.67
3.9% £433.67
3.9% £294.66
4.8% £229.09
4.8% £187.50

Representative example

A loan of £7,500 over 5 years will cost you £157.43 per month at a representative 9.9%.

The total cost after 5 years is £9,445, which includes £1,765.85 interest at 8.8% fixed and a £180 fee. The total amount of credit is £7,680.

The rate and fee you are offered will depend on your individual circumstances

Why Zopa

  • Low rates
  • Borrow between £1,000 and £25,000
  • Loans over 1 to 5 years
  • Repay your Zopa loan early at any time with no fees or penalties
  • Voted Most Trusted Loan Provider

Read more about Zopa loans

What our customers say

“I tried a few high street providers but couldn't get a loan at an acceptable rate, so did a search online and found Zopa. To get a loan from you Zopa could not have been simpler. The application was quick and simple and the service was great.”

Louise (Bristol)

Zopa partnered with Style at Home magazine to share some of our members' home improvement projects:

October 2013 November 2013

What the press says

“These new internet-based providers give… borrowers the chance to get a better deal than they could get with their old bank.”

The Mirror, July 2013

How are the Joneses improving their home?

Want to know how the Joneses are doing up their home? Find out how borrowers are using Zopa loans to improve their homes with this home improvement infographic featuring useful advice.

Got a question?

Email: contactus@zopa.com

Telephone: 020 7580 6060

We can't take applications over the phone. UK residents only. Calls may be monitored or recorded.