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Low rate loans at Zopa

Zopa is the UK's largest peer-to-peer lending service. We offer low rate loans to people who are good with their money. We've lent £1.18 billion to over 150,000 people since 2005.

More about borrowing at Zopa

Great returns for your money

Zopa lenders have earned millions of pounds in interest by lending money directly to responsible borrowers.

Remember with peer-to-peer lending your capital is at risk.

More about lending at Zopa

Moneywise customer service awards 2010-2015, six times most trusted loan provider

What the press says

“Zopa is the pioneer of peer-to-peer lending, which uses the internet to cut out the banks entirely. It matches savers with individuals who want to borrow, leaving out the bank and offering better rates all round.”

18 January 2014

Our awards

  • Moneywise award: Personal loan provider
  • Moneyfacts award: Personal loan provider
  • MoneyWeek award: Best P2P lender
  • Moneywise award: Specialist provider
  • The Sunday Times award: Tech track 100
  • Your money award: Best online p2p

Zopa is a founding member of the Peer 2 Peer Finance Association (P2PFA) industry group.

Got a question?


Thinking of taking out a loan,
or already have a Zopa loan?

Email: contactus@zopa.com

Telephone: 020 7580 6060

Calls may be monitored or recorded. We can't take loan applications over the phone. UK residents only.


Thinking of lending your money,
or are already a Zopa lender?

Email: contactus@zopa.com

Telephone: 020 7291 8331

Calls may be monitored or recorded. UK residents only.