Low rate loans at Zopa
Zopa is the UK's largest peer-to-peer lending service. We offer low rate loans to people who are good with their money. We've lent £1.03 billion to over 110,000 people since 2005.
Great returns for your money
Zopa lenders have earned millions of pounds in interest by lending money directly to responsible borrowers.
Sensible loans in a world of nonsense
Sometimes getting a loan can seem more complicated than it needs to be. Zopa helps borrowers get great rates, with loans that are simple, straightforward and make perfect sense... unlike the professor!
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Representative example: £7,500 over 5 years at 7.9% APR. Monthly repayment: £150.74. Total cost: £9,044. Includes £1,404 interest at 7.1% fixed and £140 fee. Total amount of credit: £7,640. Subject to financial circumstances. 20+. T&Cs apply.
What the press says
“Zopa is the pioneer of peer-to-peer lending, which uses the internet to cut out the banks entirely. It matches savers with individuals who want to borrow, leaving out the bank and offering better rates all round.”18 January 2014
Zopa is a founding member of the Peer 2 Peer Finance Association (P2PFA) industry group.