Claim your £10 reward!*
Join your friend by opening a Biscuit bank account in our app now. In addition to your £10 reward, you'll also get interest on your balance, cashback on bills and an exclusive savings rate. You're in for a treat!
To get Biscuit, enter your mobile number and follow the link to download the Zopa app. Please use the same number when creating a Zopa account.
*If your friend's already successfully referred 5 people, you won't qualify for the £10 reward.
More dough, less effort
With interest on your balance, cashback on bills and an exclusive savings pot, Biscuit is designed to make everyday banking much sweeter.
7.1% AER interest on savings
Unlock an exclusive 7.10% AER* (6.87% gross**) variable savings pot. Pay in up to £300 a month and earn up to £137 a year in interest.
2% AER interest on balance
Earn an unlimited 2.00% AER* (1.98% gross**) on the money in your account — fixed for 12 months.
2% cashback on bills
Earn 2% cashback on up to £1,500 of Direct Debits per year — a rate that's guaranteed for at least 12 months.
*AER stands for 'annual equivalent rate'. We pay you interest on a monthly basis, but AER shows you the rate you’d get if this monthly interest was compounded and paid once a year instead. We provide an AER to make it easier for you to compare our rates with other providers.
**We pay gross interest, which means nothing is deducted for tax.
Your Biscuit card
Add something sweet to your purse, pocket or wallet with a debit card that looks good enough to eat.
Your money's protected
Your eligible deposits, meaning the money you hold with Zopa, are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. Any money you hold above this limit is unlikely to be covered.
Please ask for further information or visit www.fscs.org.uk.
