News, updates and other ramblings, straight from the horse's mouth.
30 Sep 2014
With the new vehicle registration number plates out, many people may be considering buying a new car. However, buying a new car can mean paying out a lot of money especially when the car will depreciate as soon you drive it off the dealership's forecourt.
26 Sep 2014
The Zopa team was recently at a busy London station to show Brits how we can help them grow their money. Along with Daniel, a market trader, we handed out plants that came attached with free money to illustrate that money can indeed grow on trees, and more importantly spread the word about peer-to-peer lending through Zopa. We even had some “grow your money” beans that commuters could plant when they got home.
17 Sep 2014
We are delighted to share two exciting pieces of news around Zopa as a business. As a pioneer of peer-to-peer lending it is our mission to deliver great value for everyone by making money simple and fair. These recognitions highlight Zopa as one of the UK’s most exciting and fastest growing companies.
28 Aug 2014
Around this time every year, football fans up and down the country urge managers and chairmen to put their hands in their pockets and invest additional transfer funds in new talent to improve their team’s prospects. But not every big-money move goes to plan: for every Thierry Henry or Eric Cantona there is an Andy Carroll, Fernando Torres or Andriy Shevchenko.
20 Aug 2014
Anyone who is serious about their finances and looking to maximise their returns should get clued up about compound interest. Although compound interest is a relatively simple concept, it can be an incredibly powerful force for growing your money. Given enough time, even a modest investment can grow significantly when the returns are compounded.
11 Aug 2014
As you’re already on the Zopa website, I’m guessing you already know how Zopa works. And there’s a good chance you think Zopa offers a great service. I certainly think it does. In fact, I think Zopa is a truly fantastic company. It has cut out the middleman and offers great deals for both borrowers and lenders. But beyond those great deals, I think there’s another reason to be really positive about Zopa. You see, Zopa was a true ‘crowd finance’ pioneer, and it’s led the way for lots of other sites to follow on behind.
01 Aug 2014
On the 11th June I announced changes to the way loans are matched to lender funds. The changes made so far mean that lender funds on offer can regularly be reduced to zero on any one day, as is currently happening in the longer market. The next of these changes will be released this week. This will display new funds and repayments separately and show when the funds were placed on offer. This allows repayment money to be re-lent quickly, while also allowing those placing new funds to see how long it is taking for their money to be lent out.
22 Jul 2014
The Governor of the Bank of England, Mark Carney, recently suggested during his Mansion House speech that an interest raise rise “could happen sooner than markets currently expect”, leading many analysts to suggest it may happen as early as the end of this year.
18 Jul 2014
Recently we celebrated our ninth birthday with over 350 Zopa customers at our annual summer party. We saw a wide range of both lenders and borrowers join our team for a few drinks and nibbles at the Fable Bar close to Zopa’s offices in London.
08 Jul 2014
Did you know that the average Briton has £4.5k of credit card debts? These debts can take up to 17 years to pay off, but most of us aren’t aware of our true ‘debt age’.
27 Jun 2014
You may have only just heard about peer-to-peer lending (P2P) but it is older than you think as we (Zopa) invented the concept back in 2004, and have been lending other people’s money for over nine years. We therefore like to think we know a thing or two about it. And although we have now been around for almost a decade, there are still some things we think you should know about us.
13 Jun 2014
Brazil weren’t the only triumphant team yesterday evening as Zopa stormed the MoneyWise Customer Service Awards 2014 with a double win. Scooping the award for Most Trusted Loan Provider for a record fifth year in a row, Zopa then took the prize for Most Trusted Specialist as a lender later in the evening.
12 Jun 2014
We reached an important milestone at Zopa as we are proud to announce that Zopa lenders have now funded over 100,000 individual loans for UK borrowers. This means that our 52,000 active lenders have made a total of 27.9 million peer-to-peer loans since Zopa created peer-to-peer lending back in 2005.
11 Jun 2014
Monitoring the way loans are matched is a daily priority here at Zopa and over the past few months we have analysed a large amount of data to look at how to improve the lending process. Over the next few weeks we will be making a number of changes we believe that will improve the overall lending experience.
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