Zopa Blog

News, updates and other ramblings, straight from the horse's mouth.

Zopa does the double – Moneyfacts Awards 2015

23 Jan 2015

Forget your Golden Globes, BAFTAs or Oscars. It’s all about the Moneyfacts Awards here at Zopa and today has started on a rather celebratory note after we won two awards at the Consumer Moneyfacts Awards 2015 last night!

Cashtags – January social media moans

23 Jan 2015

Social media is a great tool for finding out what people are thinking and what current concerns are around the country.

It’s business time – how P2P could help grow your business

20 Jan 2015

The impact of the financial crisis on the availability of credit for consumers has been significant. But for businesses and entrepreneurs it has arguably been worse.

Why your credit score matters

16 Jan 2015

The financial crisis brought with it low interest rates and some of the cheapest loans, mortgages and credit cards in history.

How the sharing economy can boost your earning power

13 Jan 2015

After the expense of December, it’s no surprise that many of us spend January trying to get our finances into shape. Traditionally this has involved examining expenditure and working out how we can cut back on everything from everyday essentials to luxury spending.

Will interest rates rise in 2015?

09 Jan 2015

Last summer it seemed that a rise in UK interest rates was imminent. Unemployment was falling, the economy was growing and inflation was close to its 2% target.

Sharing economy trends for 2015

07 Jan 2015

In a couple of pieces at the end of last year we looked at the state of the sharing economy in the UK and the government’s views on the regulatory and policy changes that are needed in this country to fully exploit the growth in sharing.

Lending update – Rate Promise

06 Jan 2015

The current Rate Promise ended on the 5th January and we will not be introducing a new one at this time. This means the annualised headline rates advertised will be directly based on the loans currently written, which in turn are based on the prices in the wider loans market.

Britons opt for pre-tirement over total retirement

18 Dec 2014

We’ve all read numerous reports over recent years which state that the government has once again raised the “retirement age”. In six years’ time this will be 66 for both men and women while later in the 2020s it will rise to 67. But in fact, the only thing directly affected by these legislative changes is the age at which you can start claiming your state pension.

My Zopa Lending

17 Dec 2014

This latest release to My Zopa aims to make it easier to understand how lending works so you can make more informed decisions based on how much money is queued, where your money is, and how quickly the queues are moving.

The government’s plans for the sharing economy

16 Dec 2014

There can be no clearer sign that a trend has crossed over into the mainstream than when the government commissions a report into it.

One small step for P2P, one giant leap for Lending Club

12 Dec 2014

Yesterday marked a significant milestone in the evolution of peer-to-peer finance with the American P2P firm Lending Club making its Wall Street debut.

Welcome to the sharing economy

09 Dec 2014

If you are reading this, the chances are you are part of the sharing economy. This is a concept that many of us have heard talked about, and it has even been the subject of a recent government review.

Autumn Statement 2014 – round up

04 Dec 2014

The Autumn Statement, or Pre-Budget Report as Labour used to call it, is normally not a time of great excitement. But with a General Election just six months away, it was hardly surprising that George Osborne managed to offer voters a few sweeteners as well as some apparently positive economic news.

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