News, updates and other ramblings, straight from the horse's mouth.
27 Oct 2014
Over the coming weeks we’ll be making some changes to the logged in account pages for lenders, called My Zopa.
17 Oct 2014
The government has today confirmed plans to include peer-to-peer lending in ISAs following an initial announcement in this year's Budget. The consultation paper published today by the Treasury explores how P2P could be included in the ISA structure and a consultation period is now underway to gather feedback on how to best incorporate P2P into ISAs.
16 Oct 2014
With the costs of bringing up a child spiralling in the UK, British parents could be forgiven for hoping that their offspring will be off their hands (and wallets) by the time they reach adulthood. However, our latest research reveals that children continue to cost their parents an average of £32,664 through early adulthood (between the ages of 18 and 30).
02 Oct 2014
We are very happy to announce that we have appointed Jaidev Janardana who will become the company’s Chief Operating Officer in a strategic hire for Zopa, strengthening our management team for additional growth.
30 Sep 2014
With the new vehicle registration number plates out, many people may be considering buying a new car. However, buying a new car can mean paying out a lot of money especially when the car will depreciate as soon you drive it off the dealership's forecourt.
26 Sep 2014
The Zopa team was recently at a busy London station to show Brits how we can help them grow their money. Along with Daniel, a market trader, we handed out plants that came attached with free money to illustrate that money can indeed grow on trees, and more importantly spread the word about peer-to-peer lending through Zopa. We even had some “grow your money” beans that commuters could plant when they got home.
17 Sep 2014
We are delighted to share two exciting pieces of news around Zopa as a business. As a pioneer of peer-to-peer lending it is our mission to deliver great value for everyone by making money simple and fair. These recognitions highlight Zopa as one of the UK’s most exciting and fastest growing companies.
28 Aug 2014
Around this time every year, football fans up and down the country urge managers and chairmen to put their hands in their pockets and invest additional transfer funds in new talent to improve their team’s prospects. But not every big-money move goes to plan: for every Thierry Henry or Eric Cantona there is an Andy Carroll, Fernando Torres or Andriy Shevchenko.
20 Aug 2014
Anyone who is serious about their finances and looking to maximise their returns should get clued up about compound interest. Although compound interest is a relatively simple concept, it can be an incredibly powerful force for growing your money. Given enough time, even a modest investment can grow significantly when the returns are compounded.
11 Aug 2014
As you’re already on the Zopa website, I’m guessing you already know how Zopa works. And there’s a good chance you think Zopa offers a great service. I certainly think it does. In fact, I think Zopa is a truly fantastic company. It has cut out the middleman and offers great deals for both borrowers and lenders. But beyond those great deals, I think there’s another reason to be really positive about Zopa. You see, Zopa was a true ‘crowd finance’ pioneer, and it’s led the way for lots of other sites to follow on behind.
01 Aug 2014
On the 11th June I announced changes to the way loans are matched to lender funds. The changes made so far mean that lender funds on offer can regularly be reduced to zero on any one day, as is currently happening in the longer market. The next of these changes will be released this week. This will display new funds and repayments separately and show when the funds were placed on offer. This allows repayment money to be re-lent quickly, while also allowing those placing new funds to see how long it is taking for their money to be lent out.
22 Jul 2014
The Governor of the Bank of England, Mark Carney, recently suggested during his Mansion House speech that an interest raise rise “could happen sooner than markets currently expect”, leading many analysts to suggest it may happen as early as the end of this year.
18 Jul 2014
Recently we celebrated our ninth birthday with over 350 Zopa customers at our annual summer party. We saw a wide range of both lenders and borrowers join our team for a few drinks and nibbles at the Fable Bar close to Zopa’s offices in London.
08 Jul 2014
Did you know that the average Briton has £4.5k of credit card debts? These debts can take up to 17 years to pay off, but most of us aren’t aware of our true ‘debt age’.
27 Jun 2014
You may have only just heard about peer-to-peer lending (P2P) but it is older than you think as we (Zopa) invented the concept back in 2004, and have been lending other people’s money for over nine years. We therefore like to think we know a thing or two about it. And although we have now been around for almost a decade, there are still some things we think you should know about us.
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