23 Jan 2015
Social media is a great tool for finding out what people are thinking and what current concerns are around the country.
20 Jan 2015
The impact of the financial crisis on the availability of credit for consumers has been significant. But for businesses and entrepreneurs it has arguably been worse.
16 Jan 2015
The financial crisis brought with it low interest rates and some of the cheapest loans, mortgages and credit cards in history.
13 Jan 2015
After the expense of December, it’s no surprise that many of us spend January trying to get our finances into shape. Traditionally this has involved examining expenditure and working out how we can cut back on everything from everyday essentials to luxury spending.
09 Jan 2015
Last summer it seemed that a rise in UK interest rates was imminent. Unemployment was falling, the economy was growing and inflation was close to its 2% target.
07 Jan 2015
In a couple of pieces at the end of last year we looked at the state of the sharing economy in the UK and the government’s views on the regulatory and policy changes that are needed in this country to fully exploit the growth in sharing.
06 Jan 2015
The current Rate Promise ended on the 5th January and we will not be introducing a new one at this time. This means the annualised headline rates advertised will be directly based on the loans currently written, which in turn are based on the prices in the wider loans market.
18 Dec 2014
We’ve all read numerous reports over recent years which state that the government has once again raised the “retirement age”. In six years’ time this will be 66 for both men and women while later in the 2020s it will rise to 67. But in fact, the only thing directly affected by these legislative changes is the age at which you can start claiming your state pension.
17 Dec 2014
This latest release to My Zopa aims to make it easier to understand how lending works so you can make more informed decisions based on how much money is queued, where your money is, and how quickly the queues are moving.
16 Dec 2014
There can be no clearer sign that a trend has crossed over into the mainstream than when the government commissions a report into it.
12 Dec 2014
Yesterday marked a significant milestone in the evolution of peer-to-peer finance with the American P2P firm Lending Club making its Wall Street debut.
09 Dec 2014
If you are reading this, the chances are you are part of the sharing economy. This is a concept that many of us have heard talked about, and it has even been the subject of a recent government review.
04 Dec 2014
The Autumn Statement, or Pre-Budget Report as Labour used to call it, is normally not a time of great excitement. But with a General Election just six months away, it was hardly surprising that George Osborne managed to offer voters a few sweeteners as well as some apparently positive economic news.
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