Zopa Blog

News, updates and other ramblings, straight from the horse's mouth.

Zopa 10 year party video

26 Mar 2015

We like to reward our customers a bit differently as each year we invite them to a customer party to meet the Zopa team and to say thank you.

Budget 2015 - Bad debt relief & tax free lending

24 Mar 2015

The way people are taxed on their savings and investments has been in the news over the last few days thanks to reforms announced in last week’s Budget.

Treasury confirms tax free peer-to-peer lending from April 2016

20 Mar 2015

There is some good news to share with lenders today, as the Treasury has this week confirmed to Zopa and the P2P lending industry that it will include P2P within the personal savings allowance as outlined in the 2015 Budget.

2015 Budget overview

19 Mar 2015

Many of us in the peer-to-peer finance industry were hoping for concrete news of a P2P ISA in this week’s Budget, but the Treasury appears to have pushed back its final decision on tax-free lending until the summer.

Annual Lender Fee to be replaced with Loan Servicing Fee after consultation with HMRC

18 Mar 2015

Based on a new ruling from HMRC on the way it interprets personal tax deductions, from 6th April 2015, personal taxpayers who lend on P2P platforms, including Zopa, will no longer be able to deduct their lending fees from interest income they receive under their loan contracts.

Budget 2015 - More pension freedoms on the horizon

17 Mar 2015

It is not unusual for a chancellor of the exchequer to use the last Budget before an election to put a bit more cash in voters’ pockets.

Video - 2005 A Zopa Odyssey

16 Mar 2015

A lot has changed in 10 years.

Zopa returns from 2005 to 2015

13 Mar 2015

As you are no doubt aware by now, Zopa has been around for 10 years. It has successfully weathered the credit crunch and the financial crisis, and now stands poised with the rest of the peer-to-peer lending industry to cross over into the mainstream.

Lends Reunited video

11 Mar 2015

In 2005 our borrowing customer Dave took out a loan to buy a car.

Zopa 10 years on - Interview with Giles

10 Mar 2015

It was 10 years ago this week that Zopa was founded, launching the world’s first peer-to-peer lending platform.

Infographic - 10 years of P2P lending in numbers

10 Mar 2015

As part of our 10th birthday here at Zopa, we wanted to take all our important data and share it with in a lovely graphic.

Happy 10th birthday Zopa - A decade of P2P lending

10 Mar 2015

This week is a pretty important milestone here at Zopa as we celebrate 10 years of lending and it is even more special because we happened to invent it. Meaning, Zopa is the world’s first and oldest peer-to-peer lending platform having launched on March 8th 2005.

P2P ISA - Public support for LISA

05 Mar 2015

There is strong demand from the public for a new type of ISA dedicated to peer-to-peer lending, also being dubbed a LISA.

DIY season Why finding a trusted tradesperson is so important

03 Mar 2015

Spring is almost upon us and many homeowners will find their thoughts turning to DIY projects.


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