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Low rate loans at Zopa

Zopa is the UK's largest peer-to-peer lending service. We offer low rate loans to people who are good with their money. We've lent £1.08 billion to over 110,000 people since 2005.

More about borrowing at Zopa.

Great returns for your money

Zopa lenders have earned millions of pounds in interest by lending money directly to responsible borrowers.

More about lending at Zopa

Moneywise customer service awards 2010-2015, six times most trusted loan provider

Sensible loans in a world of nonsense

Sometimes getting a loan can seem more complicated than it needs to be. Zopa helps borrowers get great rates, with loans that are simple, straightforward and make perfect sense... unlike the professor!

Show transcript


Professor: Now listen here.

Subtitle: Hello.

Professor: If you are dipped in super sensibility and a deeply smart cookie, sometimes you want to get extra money-coinage for something like a motor caravanny brrrm brrrm.

Subtitle: Looking for a loan?

Professor: So don't be fretting ones bloomers all in a twist. Here's a Zopa idea.

Professor: If you have an impressively tidy credit rating then you could be borrowing the fiduciary funds from the truly remarkabold Zopa. At Zopa.com.

Subtitle: Get a smarter loan at Zopa.com

Professor: Zopa lends pound amounts from one grand thousand to twenty five thousands. Spiffinglorious.

Subtitle: Borrow from £1000-£25000

Professor: All at a Zopapetitive rate.

Subtitle: Jolly competitive rates

Professor: Get your eyebolds trained on this absolute banger.

Professor: And it gets even betterly splendid. It's all supersonically rapidy speedy to arrange. Two oh so simple steps for a quote and a joyfully instantly decision.

Subtitle: They're quick too

Professor: And no despicable costings hidden all meanly. Oh no. You savvy?

Subtitle: Apply at Zopa.com

Professor: Zopa duper.

Professor: So get on your computing or tablet pad web device and be gone to Zopa.com and be applying right this momento.

Female Voiceover: In a world of nonsense, a Zopa loan makes perfect sense. Apply now at Zopa.com

Professor: How terribly Zopa duper.

Representative example: £7,500 over 5 years at 7.9% APR. Monthly repayment: £150.74. Total cost: £9,044. Includes £1,404 interest at 7.1% fixed and £140 fee. Total amount of credit: £7,640. Subject to financial circumstances. 20+. T&Cs apply.

What the press says

“Zopa is the pioneer of peer-to-peer lending, which uses the internet to cut out the banks entirely. It matches savers with individuals who want to borrow, leaving out the bank and offering better rates all round.”

18 January 2014

Our awards

  • Moneywise award: Personal loan provider
  • Moneyfacts award: Personal loan provider
  • MoneyWeek award: Best P2P lender
  • Moneywise award: Specialist provider
  • The Sunday Times award: Tech track 100
  • Your money award: Best online p2p

Zopa is a founding member of the Peer 2 Peer Finance Association (P2PFA) industry group.

Got a question?


Thinking of taking out a loan,
or already have a Zopa loan?

Email: contactus@zopa.com

Telephone: 020 7580 6060

Calls may be monitored or recorded. We can't take loan applications over the phone. UK residents only.


Thinking of lending your money,
or are already a Zopa lender?

Email: contactus@zopa.com

Telephone: 020 7291 8331

Calls may be monitored or recorded. UK residents only.