{"id":39307,"date":"2025-02-06T12:30:29","date_gmt":"2025-02-06T12:30:29","guid":{"rendered":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/"},"modified":"2025-03-19T09:55:37","modified_gmt":"2025-03-19T09:55:37","slug":"retail-finance-point-of-sale-2","status":"publish","type":"post","link":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/","title":{"rendered":"Retail Finance done right: Maximising sales without sacrificing margins"},"content":{"rendered":"<p><span data-contrast=\"auto\">Merchants, you\u2019re planning for growth. But are all your teams on the same page?\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">Sales and finance both play a crucial role in <a href=\"https:\/\/dividebuy.co.uk\/retailers\/\">Retail Finance<\/a>, but are their objectives aligned? If not, you could be leaving money on the table, or worse: giving away margin unnecessarily.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">The Sales vs Finance dilemma<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">For sales teams, interest-free credit is a no-brainer. It helps close deals, increases order values, and attracts more customers. But for finance teams, it\u2019s an ongoing challenge \u2013 it costs money and can squeeze profit margins.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">If your growth strategy relies on market share expansion, 0% finance can be a powerful tool. But if profitability is the priority, offering it without a clear strategy can erode your bottom line.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">So, the big question is: have you reviewed your <a href=\"https:\/\/dividebuy.co.uk\/retailers\/\">Retail Finance<\/a> strategy recently? Is it aligned with your long-term business goals, or is it just running in the background with no real<a href=\"https:\/\/dividebuy.co.uk\/retailers\/\"> strategic direction<\/a>?<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Making Retail Finance work for you<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">Interest-free credit doesn\u2019t have to be an all-or-nothing approach. Used smartly, it can drive both sales and profitability. Here\u2019s how.<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">Match finance to your goals<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">If increasing market share is key, 0% finance can be a great driver. But if margins are under pressure, consider offering it selectively on high-margin products or adjusting the terms.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">Think beyond the checkout\u00a0<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">Don\u2019t just place a <a href=\"https:\/\/dividebuy.co.uk\/retailers\/retailer-articles\/flexible-retail-finance\/\">finance option on your website<\/a> and hope for the best. Use it as a tool throughout your customer journey to drive conversions where they matter most.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">Stay in control<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">Implement minimum spend limits, tweak your finance options, and use SKU-based pricing to allocate your finance products appropriately.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">Be strategic with your finance options<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">A blend of interest-free credit, low APR options, and longer-term promotions can attract customers while protecting margins. Use your longer-term interest free products strategically to help you achieve your goals, whether that be unit sales, market share increases, etc.\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Your finance provider: partner or problem?<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">A good finance provider should be more than just a payment facilitator &#8211; they should be a partner working with you to drive success. <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">If your provider isn\u2019t helping you optimise your finance strategy, challenge them. Are they offering the flexibility you need? Are they helping you protect your margins while driving volume? If not, it might be time to explore alternative providers who will.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><a href=\"https:\/\/dividebuy.co.uk\/retailers\/\">Retail Finance<\/a> isn\u2019t just a payment option &#8211; it\u2019s a growth strategy. Make sure yours is working for you, not against you.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your Sales and Finance teams both play a crucial role in Retail Finance, but are their objectives aligned?<\/p>\n","protected":false},"author":5,"featured_media":39308,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[60],"tags":[],"class_list":["post-39307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-topicsspotlight"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Retail Finance done right: Maximising sales without sacrificing margins - Zopa Finance<\/title>\n<meta name=\"description\" content=\"Your Sales and Finance teams both play a crucial role in Retail Finance, but are their objectives aligned?\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retail Finance done right: Maximising sales without sacrificing margins - Zopa Finance\" \/>\n<meta property=\"og:description\" content=\"Your Sales and Finance teams both play a crucial role in Retail Finance, but are their objectives aligned?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Zopa Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-06T12:30:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-19T09:55:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.zopa.com\/retail-finance\/wp-content\/uploads\/2025\/03\/pexels-a-darmel-7710178-scaled-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Marcus Hann\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marcus Hann\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/\"},\"author\":{\"name\":\"Marcus Hann\",\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/#\\\/schema\\\/person\\\/6e37bb77b3406c97e3d52f60f7991877\"},\"headline\":\"Retail Finance done right: Maximising sales without sacrificing margins\",\"datePublished\":\"2025-02-06T12:30:29+00:00\",\"dateModified\":\"2025-03-19T09:55:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/\"},\"wordCount\":430,\"publisher\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/pexels-a-darmel-7710178-scaled-1.jpg\",\"articleSection\":[\"Industry Topics|Spotlight\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/\",\"url\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/\",\"name\":\"Retail Finance done right: Maximising sales without sacrificing margins - Zopa Finance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/pexels-a-darmel-7710178-scaled-1.jpg\",\"datePublished\":\"2025-02-06T12:30:29+00:00\",\"dateModified\":\"2025-03-19T09:55:37+00:00\",\"description\":\"Your Sales and Finance teams both play a crucial role in Retail Finance, but are their objectives aligned?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/pexels-a-darmel-7710178-scaled-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/pexels-a-darmel-7710178-scaled-1.jpg\",\"width\":2560,\"height\":1707},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/blogs\\\/retail-finance-point-of-sale-2\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Retail Finance done right: Maximising sales without sacrificing margins\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/#website\",\"url\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/\",\"name\":\"Zopa Finance\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/#organization\",\"name\":\"Zopa Finance\",\"url\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/zopa-logo.png\",\"contentUrl\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/zopa-logo.png\",\"width\":512,\"height\":105,\"caption\":\"Zopa Finance\"},\"image\":{\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.zopa.com\\\/retail-finance\\\/#\\\/schema\\\/person\\\/6e37bb77b3406c97e3d52f60f7991877\",\"name\":\"Marcus Hann\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9fbae4c1365969fa9c303e4f37cb61f140fd8d2507277bf87dbe42db94381b1f?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9fbae4c1365969fa9c303e4f37cb61f140fd8d2507277bf87dbe42db94381b1f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9fbae4c1365969fa9c303e4f37cb61f140fd8d2507277bf87dbe42db94381b1f?s=96&d=mm&r=g\",\"caption\":\"Marcus Hann\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Retail Finance done right: Maximising sales without sacrificing margins - Zopa Finance","description":"Your Sales and Finance teams both play a crucial role in Retail Finance, but are their objectives aligned?","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Retail Finance done right: Maximising sales without sacrificing margins - Zopa Finance","og_description":"Your Sales and Finance teams both play a crucial role in Retail Finance, but are their objectives aligned?","og_url":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/","og_site_name":"Zopa Finance","article_published_time":"2025-02-06T12:30:29+00:00","article_modified_time":"2025-03-19T09:55:37+00:00","og_image":[{"width":2560,"height":1707,"url":"https:\/\/www.zopa.com\/retail-finance\/wp-content\/uploads\/2025\/03\/pexels-a-darmel-7710178-scaled-1.jpg","type":"image\/jpeg"}],"author":"Marcus Hann","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Marcus Hann","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/#article","isPartOf":{"@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/"},"author":{"name":"Marcus Hann","@id":"https:\/\/www.zopa.com\/retail-finance\/#\/schema\/person\/6e37bb77b3406c97e3d52f60f7991877"},"headline":"Retail Finance done right: Maximising sales without sacrificing margins","datePublished":"2025-02-06T12:30:29+00:00","dateModified":"2025-03-19T09:55:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/"},"wordCount":430,"publisher":{"@id":"https:\/\/www.zopa.com\/retail-finance\/#organization"},"image":{"@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.zopa.com\/retail-finance\/wp-content\/uploads\/2025\/03\/pexels-a-darmel-7710178-scaled-1.jpg","articleSection":["Industry Topics|Spotlight"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/","url":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/","name":"Retail Finance done right: Maximising sales without sacrificing margins - Zopa Finance","isPartOf":{"@id":"https:\/\/www.zopa.com\/retail-finance\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/#primaryimage"},"image":{"@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.zopa.com\/retail-finance\/wp-content\/uploads\/2025\/03\/pexels-a-darmel-7710178-scaled-1.jpg","datePublished":"2025-02-06T12:30:29+00:00","dateModified":"2025-03-19T09:55:37+00:00","description":"Your Sales and Finance teams both play a crucial role in Retail Finance, but are their objectives aligned?","breadcrumb":{"@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/#primaryimage","url":"https:\/\/www.zopa.com\/retail-finance\/wp-content\/uploads\/2025\/03\/pexels-a-darmel-7710178-scaled-1.jpg","contentUrl":"https:\/\/www.zopa.com\/retail-finance\/wp-content\/uploads\/2025\/03\/pexels-a-darmel-7710178-scaled-1.jpg","width":2560,"height":1707},{"@type":"BreadcrumbList","@id":"https:\/\/www.zopa.com\/retail-finance\/blogs\/retail-finance-point-of-sale-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.zopa.com\/retail-finance\/"},{"@type":"ListItem","position":2,"name":"Retail Finance done right: Maximising sales without sacrificing margins"}]},{"@type":"WebSite","@id":"https:\/\/www.zopa.com\/retail-finance\/#website","url":"https:\/\/www.zopa.com\/retail-finance\/","name":"Zopa Finance","description":"","publisher":{"@id":"https:\/\/www.zopa.com\/retail-finance\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.zopa.com\/retail-finance\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.zopa.com\/retail-finance\/#organization","name":"Zopa Finance","url":"https:\/\/www.zopa.com\/retail-finance\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.zopa.com\/retail-finance\/#\/schema\/logo\/image\/","url":"https:\/\/www.zopa.com\/retail-finance\/wp-content\/uploads\/2024\/05\/zopa-logo.png","contentUrl":"https:\/\/www.zopa.com\/retail-finance\/wp-content\/uploads\/2024\/05\/zopa-logo.png","width":512,"height":105,"caption":"Zopa Finance"},"image":{"@id":"https:\/\/www.zopa.com\/retail-finance\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.zopa.com\/retail-finance\/#\/schema\/person\/6e37bb77b3406c97e3d52f60f7991877","name":"Marcus Hann","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9fbae4c1365969fa9c303e4f37cb61f140fd8d2507277bf87dbe42db94381b1f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9fbae4c1365969fa9c303e4f37cb61f140fd8d2507277bf87dbe42db94381b1f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9fbae4c1365969fa9c303e4f37cb61f140fd8d2507277bf87dbe42db94381b1f?s=96&d=mm&r=g","caption":"Marcus Hann"}}]}},"views":628,"_links":{"self":[{"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/posts\/39307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/comments?post=39307"}],"version-history":[{"count":1,"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/posts\/39307\/revisions"}],"predecessor-version":[{"id":39633,"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/posts\/39307\/revisions\/39633"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/media\/39308"}],"wp:attachment":[{"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/media?parent=39307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/categories?post=39307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zopa.com\/retail-finance\/wp-json\/wp\/v2\/tags?post=39307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}