What’s my reference code and how should I use it? 

Updated 3 weeks ago

Your reference code is unique to your investment. When you add Zopa to your list of payees from your bank, you’ll need to use this as the reference. This enables us to identify you and direct your money to the right place. If you have both a Standard and ISA investment, please be aware they’ll have different reference codes.

  • For regular Zopa investments your reference is a Z followed by 8 numbers. It’ll look like this Z12345678

  • For ISA investments, it’s the letters ISA followed by 8 numbers. It’ll look like this ISA12345678

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