Can I make money available without selling loans?

Updated 4 months ago

Selling loans isn’t the only way to make money available. You can also: 

Manage repayments 

You can make money available without paying fees by turning off reinvestments. When you do this money will slowly accumulate and become available in your holding account. Here’s how to do this.

  1. Log in to your Zopa account and open your investment
  2. Once in, scroll down to the Investment breakdown. Once here, hit the ‘manage’ button
  3. Once you’re on the more details page, scroll down to the loan repayments section. From here you can turn reinvestment off by clicking the ‘Stop reinvesting’ button.

Move money due to be invested 

Money isn’t instantly invested in loans, when you invest it takes some time to find the right loans to diversify your investment. Therefore, you may have money which is ‘Due to be invested.’ This can be instantly moved to your holding account without paying fees. Here’s how to do it:

  1. Log in to your account and open your investment
  2. Once in, scroll down to the Investment breakdown. Once here, hit the ‘manage’ button
  3. Once you’re on the manage page, scroll down to the being matched section. If you have any money waiting to be matched, you can instantly move this to your holding account without paying any fees by pressing the 'stop funds being matched' button

Was this helpful?

Need to get in touch?

Our team of helpful humans are on hand.

Contact us