How much will I lend to each borrower?

Updated 8 months ago

The P2P investment side of Zopa is closed. Through the purchase of the peer-to-peer portfolio, all investors have now received their funds back. You can find more information on the closure in the ‘Changes to P2P investments’ section of our FAQs.

The exact amount will vary depending on how much money you have in the platform.

Previously, we broke investments down so that no borrower would hold more than 1% of the amount initially invested. However, thanks to an upgrade we made to the tech our P2P platform runs on in February 2021, we’re now able to break your investment down into even smaller chunks, so we can diversify your investment more.

That means, no borrower will now receive more than 0.5% of the total amount you invest. So, for example, by investing £1,000, 200 borrowers will each get £5.

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