How does the purchase of my loans affect my Zopa ISA?  

Updated 1 month ago

Your Zopa ISA loans will be purchased as part of the retail portfolio sale. But don’t worry, this won’t affect your ISA allowance and the funds from the sale will be directed to your holding account, so will remain in the tax-free wrapper. 

Until the loans are bought, you’ll continue to receive repayments on your loans, including the tax-free interest you usually get.

Once all your loans have been purchased, you can initiate a transfer out with another ISA provider, so you can keep the ISA tax-free wrapper.  

If you want to learn more about transfer outs, check out our FAQ.

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