How did you define the minimum lending for Zopa Core and Zopa Plus?

Updated 2 months ago

We've set a minimum lending limit to make sure that only a small proportion of your money is lent to a single borrower. This was determined by simulating different scenarios for borrower defaults against our current loan book. We found that a lender should have at least 100 microloans to maximize the chance of earning positive returns, therefore we have a £1,000 minimum investment amount which allows us to diversify your initial investment across at least that many loans when you get started.

Was this helpful?

Need to get in touch?

Our team of helpful humans are on hand.

Contact us