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Zopa and credit scores

We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the…

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The Zopa soft search and your credit file

If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain…

2 min •

Zopa's arrears management process explained

Treating customers fairly and delivering value to them is the central idea behind Zopa. This means giving consistent returns to…

2 min •

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