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The differences between mini-bonds and peer-to-peer investments explained
With the tax year drawing to a close, there’s been a renewed interest in Innovative Finance ISAs (IFISAs). IFISAs allow you to…
Safeguard Update
On the 15th June we will be launching Zopa Core, to run alongside Zopa Plus, (both of which will be available in the ISA wrapper…
Introducing the Zopa IFISA and Zopa Core
Following on from our FCA authorisation, I wanted to write to explain what happens next and some important changes we’re making…
Explaining the secondary market
Back in 2010, we introduced the ability for investors to access all or some of their money before the loan terms they’re…
Declaring your Zopa earnings to HMRC
With the new tax year fast approaching, we’ve put together a handy guide to help you find what you need to do to declare your…
Zopa's performance during the 2007/8 recession
As I sat down to write this, the media were avidly discussing the potential of the first interest rate move in seven years – not…
Zopa and credit scores
We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the…
The Zopa soft search and your credit file
If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain…
Zopa's arrears management process explained
Treating customers fairly and delivering value to them is the central idea behind Zopa. This means giving consistent returns to…
