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The tech behind Borrowing Power

Using a unique combination of AI and data science to create our latest tool Today, we launched Borrowing Power, a new tool that…

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Car finance drives consumers round the bend - 9 in 10 UK adults confused by car finance options

9 in 10 can’t identify cheapest finance deal Nearly half of car buyers can’t identify the car finance they signed up for 1 in…

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Debunking car finance myths – what do you really need to know?

At Zopa, we believe all consumers should get a fair deal as standard. It’s your money after all, so why shouldn’t you get the…

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What the new P2P regulations mean for Zopa investors

You may have seen that the Financial Conduct Authority (FCA) just announced new regulations which will cover peer-to-peer (P2P…

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The differences between mini-bonds and peer-to-peer investments explained

With the tax year drawing to a close, there’s been a renewed interest in Innovative Finance ISAs (IFISAs). IFISAs allow you to…

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Safeguard Update

On the 15th June we will be launching Zopa Core, to run alongside Zopa Plus, (both of which will be available in the ISA wrapper…

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Introducing the Zopa IFISA and Zopa Core

Following on from our FCA authorisation, I wanted to write to explain what happens next and some important changes we’re making…

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Explaining the secondary market

Back in 2010, we introduced the ability for investors to access all or some of their money before the loan terms they’re…

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Declaring your Zopa earnings to HMRC

With the new tax year fast approaching, we’ve put together a handy guide to help you find what you need to do to declare your…

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Zopa's performance during the 2007/8 recession

As I sat down to write this, the media were avidly discussing the potential of the first interest rate move in seven years – not…

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