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The differences between mini-bonds and peer-to-peer investments explained

With the tax year drawing to a close, there’s been a renewed interest in Innovative Finance ISAs (IFISAs). IFISAs allow you to…

3 min • 5 Apr 2019

Safeguard Update

On the 15th June we will be launching Zopa Core, to run alongside Zopa Plus, (both of which will be available in the ISA wrapper…

1 min • 8 Jun 2017

Introducing the Zopa IFISA and Zopa Core

Following on from our FCA authorisation, I wanted to write to explain what happens next and some important changes we’re making…

2 min • 25 May 2017

Explaining the secondary market

Back in 2010, we introduced the ability for investors to access all or some of their money before the loan terms they’re…

3 min • 21 Apr 2017

Declaring your Zopa earnings to HMRC

With the new tax year fast approaching, we’ve put together a handy guide to help you find what you need to do to declare your…

1 min • 24 Mar 2017

Zopa's performance during the 2007/8 recession

As I sat down to write this, the media were avidly discussing the potential of the first interest rate move in seven years – not…

2 min • 15 Jul 2016

Zopa and credit scores

We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the…

2 min • 11 Jul 2016

The Zopa soft search and your credit file

If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain…

2 min • 21 Jun 2016

Zopa's arrears management process explained

Treating customers fairly and delivering value to them is the central idea behind Zopa. This means giving consistent returns to…

2 min • 12 Jun 2015

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