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How can I improve my Borrowing Power?
The great thing about Borrowing Power is that it doesn’t just show you your rating today, but also empowers you to improve it by…
2019 – Zopa’s year in the news
As we welcome in the New Year, we take a look back at our highlights from 2019 that were covered by the press. From announcing…
What the new peer-to-peer regulations mean for you
In June 2019, the Financial Conduct Authority’s (FCA) released its final review of peer-to-peer (P2P) platforms and introduced a…
Translating the new peer-to-peer rules
As part of the new Financial Conduct Authority (FCA) regulations on the peer-to-peer (P2P) industry which come into effect on…
Know your Borrowing Power: What’s an APR?
If you need a loan or a credit card, how do you judge which one is best for you? While there are a number of factors you might…
Know your Borrowing Power: Affordability and your disposable income
You may feel confident that you can easily pay back a loan or mortgage, but whoever you are asking to borrow from will want to…
Know Your Borrowing Power: Credit usage explained
When lenders look assess whether they want to lend to you, part of the decision involves looking at how well you are borrowing…
Know Your Borrowing Power: Credit scores explained
If you were to lend someone a significant amount of money, you’d want a rough idea of how likely they were to repay you, right…
Power Up: Borrowing Power and your money
Borrowing Power is Zopa’s latest tool to help you feel good about your money. It’s an in-app tool that helps you get the best…
The tech behind Borrowing Power
Using a unique combination of AI and data science to create our latest tool Today, we launched Borrowing Power, a new tool that…
