Meet the team

We have some of the brightest individuals in their respective field working for us. We're a team with diverse backgrounds who are united by our culture and perception of work.

Join the team

Giles Andrews

Co-founder & Executive Chairman

Giles was part of the team that founded Zopa in 2004. He became CEO in 2007 and moved to the role of Executive Chairman in 2015. Prior to Zopa, Giles co-founded Caverdale, a startup taken to a £250m revenue motor retailer and sold in 1997. He also set up his own consultancy, with large clients in the General Retail and Financial Services sectors, and which also provided start up advice and early stage funding for new businesses. Giles is also non-executive Chairman of Bethnal Green Ventures, the accelerator for startups using technology to make social or environmental impact. He received an OBE for services to financial services in the 2016 New Year’s Honours list.

Jaidev Janardana

Chief Executive Officer & Executive Director

Before joining Zopa in 2014 as COO, Jaidev spent 12 years with Capital One, both in the US and the UK. He was the CMO for Capital One UK, responsible for Marketing, Product, Credit and Risk Operations for the UK business and was instrumental in bringing the UK business back to profitability and growth. Outside of work you’ll find him playing a racquet sport, reading a good book, watching cricket at Lord’s or having a delicious meal with family and friends.

Caroline Mills

Head of Service Operations

Caroline is responsible for the overall day-to-day operations of Customer Services, Collections and Credit Underwriting. She ensures they operate efficiently and that we’re providing a high quality service to our customers. She joined in 2010 and since then has proudly had her team’s efforts recognised by numerous customer service awards. She champions a strong consumer centric approach in everything we do. Outside of work you’ll find her taking a hike through the woods with her two young children where they can run around in the fresh air and have a mini adventure.

Didier Baclin

Head of Borrowers

Didier joined Zopa in 2014 having previously worked with Amazon and Real Impact Analytics. He’s a data geek at heart and has assembled an impressive team of data scientists, although there’s one particular analyst he would really like to hire if they existed – Sherlock Holmes. His ideal dinner party guests would include Neil Armstrong and Warren Buffet, and his favourite place in the world is Rio de Janeiro. Elementary, my dear Watson.

Jonathan Kramer

Capital Markets & Institutional Lending

Jonathan joined Zopa in 2014, having spent his career in investment banking. What attracted him to Zopa was the opportunity to work with driven, entrepreneurial people and revolutionise the financial services landscape. Working here he finds there is a focus on delivering a world class product while having fun at the same time. If he could have any three people to dinner it would be Lyndon Johnson, Nelson Mandela and Chevy Chase. If he could go anywhere for the day you would find him cheering on the Chicago Cubs at Wrigley fields.

Andrew Lawson

Chief Product Officer

Andrew has spent his career in data driven, customer centric growth, initially at Capital One, before doing a direct banking start up in Spain. He then spent 7 years at the global management consulting firm Oliver Wyman. He came across peer-to-peer when he started working with the banks on managing disruption and quickly became a P2P believer, and then evangelist, before jumping over to join Zopa in 2014. As he’s an outdoor person his favourite place would be anywhere with wide open space and clear blue skies.

Amy Miller

Chief Marketing Officer

Amy joined Zopa in 2015 to help grow Zopa into a household name. Having dedicated her career to e-Commerce, at Amazon and Streetcar, Amy is passionate about the ability of technology to disrupt and deliver better customer experiences. Outside the office, Amy is a keen cyclist and enjoys spending time with her young family.

Ronen Benchetrit

Chief Technology Officer

Ronen joined Zopa in 2016. With more than two decades of software development and management experience in startups as well as large private and public companies in numerous sectors, he’s responsible for leading Zopa’s technology team and driving the overall technology strategy to support business growth.

Previously Ronen served as CTO for leading online gaming operator PokerStars – managing the product roadmap to ensure the quality, reliability and security of external and internal systems, networks and platforms. Ronen is the lead inventor of several granted patents. Outside work he enjoys spending time with family and friends, in and outdoors, on sunny and rainy days.


Giles Andrews (Co-founder & Executive Chairman)

Spent the first ten years of his career pursuing all things automotive. This included co-founding Caverdale in 1992, a start-up taken to a £250m revenue motor retailer, renamed Godfrey Davis Motor Group and sold in 1997. He then set up his own consultancy business whose clients included Tesco and Tesco Personal Finance and which also provided start up advice and early stage funding for new businesses, until co-founding Zopa in 2004. Giles is also non-executive Chairman of Bethnal Green Ventures, the accelerator programme for people who want to make social and environmental impact using technology.

Jaidev Janardana (Chief Executive Officer & Executive Director)

Before joining Zopa in 2014 as COO, Jaidev spent 12 years with Capital One, both in the US and the UK. He was the CMO for Capital One UK, responsible for Marketing, Product, Credit and Risk Operations for the UK business and was instrumental in bringing the UK business back to profitability and growth.

Phillip J. Riese (Non-executive Director)

Phillip spent 18 years as President of American Express Consumer Cards Services Group, where he successfully relaunched the consumer lending business, as well as developing the co-branded card business. Before American Express, Phillip served as division executive of Chase Manhattan Bank's Visa and MasterCard businesses.

Greg Jackson (Non-executive Director)

Greg started his working life programming video games before joining Procter & Gamble in brand management. He was founding partner of digital agency C360, acquired by Tangent PLC in 2006 and has spent the last few years helping develop the online business of established and innovative organisations including SAP and Nails Inc.

Trevor Oelschig (Non-executive Director)

Trevor is a Partner at Bessemer Venture Partners where he focuses on disruptive companies in software and consumer services. Some of his current and recent prior investments include Zopa, Shopify (NYSE: SHOP), Abacus, PagerDuty, Zapier, 2U (Nasdaq: TWOU), and Hunch (acquired by eBay). Trevor first started working with startups as an investor at JPMorgan Partners and spent time at both McKinsey and Accenture.

Tim Levene (Non-executive Director)

Founding employee in London of, and then Commercial Director at - the world's No.1 betting exchange. A seasoned entrepreneur, Tim was also one of the founders of Crussh, which has 29 stores throughout London. Tim is co-founder and Managing Partner of technology private-equity fund Augmentum Capital, which is backed by RIT Capital Partners PLC, the FTSE-listed £2bn (US$3bn) investment trust in which Jacob Rothschild and family are substantial investors. Tim was made a Young Global Leader by the World Economic Forum in 2012.

James van den Bergh (Non-executive Director)

James began his career at Merrill Lynch before transitioning into investment management in 2003. He was formerly a partner at Walter Capital Management LLP and Ivaldi Capital LLP and has recently been instrumental in making a number of investments, on behalf of Arrowgrass Capital Partners LLP, in the alternative finance space.

Nigel Morris (Non-executive Director)

Nigel is the managing partner of QED Investors. He also works with General Atlantic Partners and Oliver Wyman Consulting in an advisory capacity, and he serves on the board for numerous companies and organisations, including Red Ventures, CAN Capital, Media Math, Prosper, National Geographic, ideas42, and the London Business School. In 1994 Nigel co-founded Capital One Financial Services, transforming the consumer lending industry and growing the business from an emerging startup to an established public company now worth over $30bn.


Wellington Partners

Since 1991, Wellington Partners has been investing in young and creative companies that embrace, create and utilize global technology trends. They take early-stage companies and help them become global leaders in their specific markets. Currently they have over €400 million under management. Visit the Wellington Partners website to find out more about them.

Bessemer Venture Partners

Bessemer Venture Partners backs teams who are building market-transforming companies. They have been amongst the earliest investors in the likes of Skype, Pinterest, Shopify, LinkedIn, and Yelp. Bessemer Venture Partners has over 100 years of investing experience with more than $6 billion under management around the world. Visit the Bessemer Venture Partners website to find out more about them.

Augmentum Capital

Augmentum Capital is a London based VC fund targeting dynamic businesses that disrupt traditional sectors. The fund is backed by RIT Capital Partners, an LSE listed investment trust with more than £2 billion AUM in which Lord Rothschild and his family are significant investors. Augmentum was founded in 2009 by Tim Levene and Richard Matthews. Augmentum's investments include, the online asset-backed lender, and, the World's leading online bullion market. Visit the Augmentum Capital website to find out more about them.

Runa Capital

Runa Capital is $135 million technology-focused venture capital firm whose founders and partners have created or incubated companies with more than US$10 billion in assets. They seek rapid growth opportunities in the the tech sector, focusing on cloud computing and other hosted services, virtualization and mobile apps. Runa Capital invests in promising teams to drive and support them on a global scale, turning them into international champions. Visit the Runa Capital website to find out more about them.


Arrowgrass is a European-focused alternative asset manager, head-quartered in London. It has more than 100 employees operating from offices in London and New York, and manages three funds with combined Assets Under Management (AUM) of approximately $5 billion.

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Thinking of lending your money,
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Telephone: 020 7291 8331

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