Reduce debt and pay off credit cards

Are you paying your credit card companies 16% (or more) interest?

See how a low rate loan from Zopa could help you consolidate your debt and pay less interest. It’s a smart way to take control of your finances.

With a Zopa loan there are no early repayment fees and you make one monthly fixed payment. Here’s a quick example how a Zopa loan could help.


If you currently owe:

Type Balance APR
Credit card £10,000 at 17.5%
Overdraft £1,000 at 16.9%
Loan £3,000 at 8.0%
Total £14,000

Interest before £5,672

Interest with Zopa £1,850

Get a quick quote

Interest is based on Zopa’s Representative APR 5.5% for borrowing £14,000.00 over 5 years. To see your personalised rate to compare, please apply for your loan.

Debt consolidation calculator

Simply enter the debt you would like to consolidate to see how you could pay less interest.

I want to pay off

of £ 

at  %

(£  monthly)

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