The site's unavailable at the moment as we're working on a couple of improvements to the way it works and adding in some new features to make lending and borrowing even easier.

It won't take us very long - an hour or two at most - so please bear with us while we carry out this important upgrade.

If this is your first time at Zopa and are wondering what we do, it's very simple: we put people who want to lend in touch with creditworthy people who want to borrow so both parties can get a great deal.

We hope that you'll come back to see us shortly when the site's up and running again. In the mean time you can also take a look at the Zopa blog - where we'll probably have something that explains what we're up to!

Best wishes

The Zopa Team.